Based on 40 verified reports, this firm maintains a 78% trust rating within the Saving Traders community.
Income is a marketplace that enables investors to invest in loans from around the world. We are disrupting the market of investing in loans by novel use of technology and by implementing security features successfully used by institutional investors, which have not been available to retail investors. Safety of investments is the key to exponential growth and mass adoption of loans as the leading alternative asset class. Register now at getincome.com and start earning interest up to 14% p.a. on your investments. We encourage you to contact our Customer Service at hello@getincome.com before leaving a negative review. We’d love to help! See more
"Loads of loans going to buyback, but at least they are acitvely being bought back and the overview/track record seem quite good. One thing that keeps me from outting more, actually lead to me taking money of the platform, is the horrible state of "software" some days it seems impossible to take loans; they are there, but when trying to put money in there are errors. Some days all works fine, and then sometimes I was unable to qctually purchase any of the listed loans... The annoyance of it made me withdraw 25% and if next time I cant invest again, I will shorten position again. But if they ever update the processes behind the website, maube add a filter or 2 to the taken investments so they can at least be filtered by due date...then they'd get my 5th star."
"The app is a complete software joke. As a new user, I initially thought I just couldn't figure out the interface. After spending a week exploring the app, I realized that the issue is their extremely poor UI/UX. * Broken filters: The manual investment filters simply do not work. * Black box investing: It is impossible to open and view the details of any loan. You are basically investing blindly. * Mission "Find Support": Getting in touch with customer service is a myth. Just for fun – there isn't even an option to find or contact support anywhere within the app itself! All of this makes the platform look incredibly unreliable. When real money is on the line, "duct-tape and WD-40" software is unacceptable. I can't wait to withdraw my funds and close my account for good!"
"All good, team and loans ok."
"I have been with Income for nearly two years now and overall my experience has been very good. I'm getting a great level of return on my investment and the process of adding funds has been extremely easy and efficient. There are still some issues though, mainly with website response which can be very slow at times affecting the ability to invest. Hardware capacity is supposedly being addressed at which point I would award a 5 score"
"I’ve been investing with Income for almost 5 years now, and my experience has been consistently excellent. The platform strikes a strong balance between attractive returns and a clear focus on investor protection. I’ve been getting an average return of around 12.15%, which I’m very satisfied with! :) Especially given the level of transparency and risk controls they have in place. Now, what really stood out to me was the opportunity to visit their team in beautiful Tallinn last year. Meeting them in person reinforced my confidence. They are serious, professional, and genuinely committed to safeguarding their investors. Overall, a platform I trust and plan to continue using. Sophia"
"The most reliable Peer2Peer platform. But... there's no secondary market. And this is a problem, the moment you want the flexibility to move your money around. But if you're fine with having your money stuck in just one place, I couldn't recommend Income Marketplace enough."
"Investing more and more with Income since last year. One of my favorite platforms, as I use over 20 different ones for risk mitigation. Good yields, no cash drag."
"Been investing primarily in ITF Group loans for the past 2+ years. It's been fairly OK thus far with regular payments. There are certain enhancements that are taking longer than desired (intro of secondary market, greater loan originator diversity, Auto Invest capabilities)"
"I am unable to sign into the app having invested a few quid there I have sent several emails to no avail. Deleted and re-downloaded the app to no avail. At this point not sure what is happening or if my money is safe as heard nothing from anyone. Update. Hi there I sent a screenshot of what it says when I try to log in but no responses as of yet from you guys. I also made contact via your “contact us” tab on the website again with no response. The initial email I sent was a response to one of your marketing emails upon which someone responded and said to let them know what it says when I log in to which I sent the screenshot and as of yet haven’t received a response. I am still as of yet unable to log into the app. Update: Ok no problem I will try that thanks for your help. Kind regards."
"Perfect! Very reliable"
"They offer many loans, but I still experience a huge cash drag. The app is terrible, forgets my auto invest strategies and you cannot view or sort by remaining term (which is the most important feature of a loan IMO!). Filters in manual invest don’t work properly. The manual invest on the website barely works either, gets stuck when you buy a loan. When money is involved, applications and websites should work well or else it’s better t avoid."
"Sometime you get answers - sometimes not. I have some loans which are in buyback for one or two weeks - and the buyback is not processed. Lots of promises from CEO and the founder on YouTube - but nothing happenes (or extremely slow). I was happy at the beginning - but the situation on the platform and the development of the platform stands still. It's almost impossible to invest manually because of timeouts. Let's see what the next one or two months brings - maybe it's time for changes in my P2P portfolio."
"To be avoided. They mark certain loans as secured, but in case of default there is no security to execute so the investment is as good as lost. The borrowers do not always repay their loans on time so you cannot reinvest your funds, ending up with losses. There are no notifications when new loans are available so you will lose investment opportunities. Too time-consuming and frustrating for a so-called passive income."
"Yes, basically very few classic loans with a clear investment horizon, very little diversification, because if you choose, for example, short-term investments of 3 to 6 months maximum, you will find that only one company offers them, then you have all the means, for example, investing only and only in Indonesia, or you have to accept their game of spells and magic, the so-called early redemption option, when the company offers you a very long investment horizon, for example, 5 years, but does not promise early redemption, for example in 3 months and so on, which can only work"
"I‘ve been investing with income for years and so far my experience has been good. The support is quick to answer when emailing them. The only weakness has been the availability of loans, which is sometimes limited, but better a little Cashdrag than bad loans in my opinion."
"Transparent communication within telegram group, relatively high interests, broadening LO and loan availability. Working on 2FA, timeline is unclear. But as there is no 2ndary market, it's not as critical as other platforms."
"I've been actively investing on Income Marketplace for a year now. I haven’t needed support yet, but I’ve noticed that the information on the website and app has been outdated for quite some time. This seems intentional, possibly to create a misleading image. While the interest rates are high, the platform still has areas to improve in terms of professionalism.""
"Three years in and Income Marketplace has not disappointed so far. I was first very skeptical when I started my P2P journey three years ago. So I did what everyone would do: I watched YouTubers talking about their experience with Income and signed up using one of those affiliate bonus codes. I started with a hundred bucks. Slowly but steadily I kept earning interest (some cents) and I also received the bonus as promised. When I discovered the Telegram group, I immediately joined and was positively surprised how pleasent the chat and how in-depth the discussion topic were. I have since added more money and received a whole lot more interest. Usually the Auto Invest functionality works fine for me. But from time to time I like to manually invest, too. Overall I am really happy I found this platform. I greatly appreciate the direct and transparent communication to the support and even the CEO of Income and some of the LOs."
"I started investing on Income last year, and I’m glad I did. The platform runs smoothly most of the times, and returns have been OK. Customer support is fine, and please add more Loan Originators."
