Simula Financial

"Ram: He help us walk through the process. Very approachable and accomodating. Super excellent customer service. ⭐️⭐️⭐️⭐️⭐️"

"Gwen…she is very polite and well English spoken, professional and clearly doubleon the phone, well details oriented."

"Excellent customer service. Great job to Ram Macandog for the smooth transactions."

"Ram Macandog, Great Customer service and excellent job.."

"It was a great experience that i was able to resolve my problems with the help of RAM he’s the assisting and he’s good representative and very accomodating..thanks"

"I highly recommend this company for your Debt Solution options. Thank you Ram Macandog for putting your clients first by educating them and making sure that you are debt free in just 36 months. I hope they also have a financial literacy after the debt consolidation program to give value to your money’s worth. Thank you again and God bless!"

"Ram is so smart and very approachable and he knew his job very well. I will give him an excellent comments"

"Its was indeed a great experience regarding financial freedom they help me a lot in order to achieved being financial freedom. Their associates like Mr. Ram they help me understand and answer all my querries."

"I been looking for something who can help me out with my credit cards debts like debt consolidation to get rid of credit cards high interest rate. I seen this Simula Financial from social media, then i tried to connect with them to see what's the best option they can offer me. Ram Macandog is the one who assisted me since the beginning i inquired about their program. Ram is really professional, he discussed and educated me of how the program will work by applying for debt consolidation. He is very knowledgeable of what they can offer and how they can help people to be out of debts with high interest. He was very accomodating of all the questions i asked and things i really wanna know and understand. He patiently waited for me to decide, sit, to think about the best option they can offer me without rushing me. But unfortunately i ended up thinking of doing the cash out refinance out of my equity to get some cash out of it but unfortunately Simula Financial are not doing cash out refinance. But if you wanna go for debt consolidation i will highly recommend Simula Financial and look for Ram Macandog and he will discuss everything and help you out. Ram is also very responsive even thru text messages ."

"Ram is helpful in my financial situation. Simula Financial is a relief and great help to cut down my unsecured debts and credit cards debt. Thank you for helping me out"

"Ram is very knowledgeable about the program. He went above and beyond to explain and answer my questions."

"RAM did help step by step through the process. It becomes so much easier to talk about my situation and he's very accommodating and understanding. I give him a 5"

"Financial freedom has always been the goal for most of us and life as it happens lead us to such financial binds. I ran into Simula Financial company Ad and got drawn to it. I read a couple of reviews and after some research like all of us do, I made the call. Ram Macandog took my call and gave me all the information I needed to hear . It was not a sales pitch kind of call. It was very informative and with a sense of willingness to help. Very professional and patient he answered all of my questions and walked me through the process. I would recommend that you ask for Ram when you do make that call."

"Ram Macandog have been very accomodating and very prompt in responding. Very polite and respectful and always made the time to pause and listened to our questions and answering them the best that of his ability. He’s very attentive and very thorough explaining all details, offered us a lot of options and have been accomodating to our request, esp when he has to draw the contract repeatedly to make corrections He puts a lot of patience to do so and have been very knowledgable. Thanks Ram for all your Hard work and getting us to the direction fixing our Financial Situation. Kuddos to you +5 of the highest rate. God bless you."

"i had a good experience with them they were easy to talk to specially maricel thank you so much maricel…your company helps people to get out of debt.thank you👍🏼"

"As soon as I saw Simula in one of social media's platform I felt that the thing that I need to try this one because that moment im thinking of resolution on how to atleast lower my monthly obligations. When I fiil up send the form to apply im not sure if I will be qualified and immediately right after I sent the appllication a certain Ram a very polite staff of Simula welcoming me @ SIMULA I can say that He's a well trained staff while we were talking. He immediately asked me of course how can Simula can be of service to my needs. So during that convo he told me that he will turned me over to person that will finalize e evrything if i will be qualified for the program or need something else to qualify. The good thing about SIMULA is they will let you feel that you are not qualified they will make things happen for you. So Ram transfer me Paul Tinio this person that by far as my case is concern is the most approachable, polite, stress reliever person I've ever talked. That moment I believed night time in their time zone, When im talking to Paul, something came up due to my scheduled meetings that day I told Paul that I cant finished my application bcoz I have a meeting and I need to go. This guy told me that he will wait for my meeting to end and he will wait for my call even after their offi e hour. My God, where can you find a company as patient as this one. SIMULA can really walk their talk! They really mean what their saying! Compare to other companies when ofc time is over they won't accommodate you even their still their in their office. What a company thank you SIMULA. so at first I didnt believed what he told me that he'll wait. But ofcourse its worth to try. After my meeting when I got to my room in the hotel which was 2hrs later I try to call again and guess what! Paul :the savior" answered my call! Its was late night. Jesus. Really You're still ther? I said... yes sir he said then everything was polished requirements was reviewed and checked again and the next phase after This Great Guy named Paul gave me the assurance that from now on my problem was theirs not mine he gave a not a relief that moment but a security of my everyday worries upon waking up and the moment when im thinking who can I asked to lend me some money just to pay the min. payments for several cards for that week. I also want to thank FIRST CHOICE company who accepted my case as fast as the proccess of SIMULA. A certain KATHLEEN on this company finalized it all and gave me also the assurance that starting that moment they will taking over w/ regard to the payments and legal matter as well. This nice lady has her own charisma as well. A soft spoken well rounded person like no other. I just hope that I will have a chance to talk to this lady again. Well again I am thankful to God for giving me a solution by using these 2 companies to be my anchor in this journey. I can see that these 2 companies SIMULA and FIRST CHOICE will be the top notch of debt relief companies in the near future. Personly I will recommend this company as well as those people I've mentioned as the contact persons to look for. Thank you SIMULA to God be the Glory!!!"

"thank miss maricel, you really guide me from start to finish."

"Maricel gave a great performance, helping the client and explaining the situation in a way that made them feel understood and relieved about their financial stress."

"I'm so thankful to Miss Maricel and Sir Caleb for helping me to my 2 years problem about my debt but for only 3 days I received a good news NOW no more problem at all no more stress...Thanks to Simula Financial Debt Relief Good and Fast Service thank you for helping Filipino Seniors like me..."