
Based on 40 verified reports, this firm maintains a 86% trust rating within the Saving Traders community.
MEC is a NMLS approved nationwide mortgage training and education provider that offers live classroom, webinar and online mortgage courses in every state. David Luna along with a team of seasoned mortgage instructors offer years of experience in a variety of formats. Once a MEC student, always a MEC student - let us earn your business each year with any mortgage education need you have! See more

"These reviews are very misleading. Dealing with this company has been a complete nightmare! The software is full of glitches and when you call, you will just get someone reading from a script. I sat through 3 sessions of 120 question quizzies to reach the end and no result! When I called, they stated that I never took the tests. Now, these are just practice tests and there would be no benefit for me to say that they were complete. I just needed to see how I did and where I fell short. Also, until all questions are answered, you cant proceed anyways. Another thing, I confirmed certain answers based on research, and they were marked as wrong. When I called to let them know of the glitch on 10 answers, all I got was a script stating that I was wrong. trying to pass the state exam is difficult enough but to add a difficult program that I paid for make for horrible experience. Please go elsewhere, they are not here to help you pass!"

"Overall, this course did not prepare me for the actual NMLS test. It has a lot of great information, but it skimmed over all you need to know. You really need to read the provided material and study additional materials outside the course. I also didn't watch the 30-second video at the end, so I had to take the course all over again and pay the $75 fee to reinstate it, even though they could clearly see I had completed the course. That was disappointing."
"The class is both enjoyable and educational, helping us learn new, relevant information while reviewing familiar industry concepts."

"The courses get a little better each year. I still find some mistakes in the information and in the questions on the quizzes. I recommend MEC however and will use them again."

"User-friendly courses, I really enjoy using them."
"I originally used mortgage educators for my MLO license back in 2021. I had my license expire and was told that I needed to retake the course. So purchased the course 20 HR only to find out I only needed my Late CE course in California. When I called to explain the situation, I was told no refund and no discount on my needed course. You would think they would be able to do something, partial refund, coupon on needed course but was told nothing they could do. Doesn’t seem right especially if these are pre-recorded courses."
"This opportunity has allowed me to obtain much flexibility in my strife toward completing this course and attending my current occupation. As I attended work and returned home, the moments to continue progression leading to completion have allowed me to become very grateful."
"This is my first time taking MEC courses and loved it! A ton of content but the instructors presented all the material with ease specially David! Thank you so much for sharing all your knowledge, I learned so much more than what I expected! I strongly recommend MEC!"
"The content is outdated, and flat out wrong sometimes. They're also kind of lazy and do not caption the videos. If the speaker is rubbing their face, or misspeaks, or says something wrong, they do not have them retake the segment. At best, they add text to clarify that what was said was wrong. At several points, they misspelled words, including the word "business" which is honestly embarrassing. I'm sorry but David is hard to listen to/watch for almost twenty hours. The last woman in the last segment is kind of scary to watch as well. I am sorry to say that. And I did reach out to customer service with my course number, and the specific section/topic of the videos with the errant content and they refused to help. It's like they spend their whole budget on the cutesy fake AI stuff and didn't bother using it to at least have their speakers do multiple takes. I regret spending the money."

"David , you are awesome as always, but my only concern is the BIOSIG method . is awful , some times work other times do not, i could not finish my CE in December because of that , is a wasting time ,mos of the time ,inconsistencies. Other than that , your method to teach is the best one and the most enjoyable. Thank You David God bless you"
"I like the format of the class. It was clear and concise. It makes learning easy to understand because they explain as they go along."

"Great course, easy to follow, loved the video and how they changed up instructors to keep it interesting, each had a different style. Case studies were also very helpful to understand the concpts."

"The best way for new MLO’s to pass the national test! Hands down. So happy I signed up for this course. The practice tests were the best! I passed the MLO test today. Thank you ME!"
"I have taken this course yearly for many years and in 2025 I bought the course and did not start it and had to move to the late course. I was then told I had to purchase a second time even though I never started the first course. I feel this is not right having to pay 2 times. We have enough expenses"

"Delivery of information was great."
"Thank you! I was helped by the team with an issue with my final exam! The staff is super helpful and they do look out for their customers from my experience"

"FROM HENA MARTIN ASSOCIATES REALTY BEST EVER! HENA MARTIN"